HOATalk Forum

Privacy Policy

HOATalk.com is committed to protecting your privacy.

Collection of your Personal Information

HOATalk.com collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. HOATalk.com also collects anonymous demographic information, which is not unique to you, such as your community name, city, and state.

There is also information about your computer hardware and software that is automatically collected by HOATalk.com to operate the site, such as: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by HOATalk.com for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the HOATalk.com Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through HOATalk.com public message boards, this information may be collected and used by others.

HOATalk.com encourages you to review the privacy statements of Web sites you choose to link to from HOATalk.com so that you can understand how those Web sites collect, use and share your information. HOATalk.com is not responsible for the privacy statements or other content on Web sites outside of the HOATalk.com and HOATalk.com family of Web sites.

Use of your Personal Information

HOATalk.com collects and uses your personal information to operate the HOATalk.com Web site and deliver the services you have requested. HOATalk.com also uses your personally identifiable information to inform you of other products or services available from HOATalk.com and its affiliates. HOATalk.com may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

HOATalk.com does not sell, rent or lease its customer lists to third parties. HOATalk.com may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, HOATalk.com may share data with trusted partners to help us operate the service, perform statistical analysis, send you email or postal mail, or provide customer support. All such third parties are prohibited from using your personal information except to provide these services to HOATalk.com, and they are required to maintain the confidentiality of your information.

HOATalk.com does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

HOATalk.com keeps track of the Web sites and pages our customers visit within HOATalk.com, in order to determine what HOATalk.com services are the most popular. This data is used to deliver customized content and advertising within HOATalk.com to customers whose behavior indicates that they are interested in a particular subject area.

HOATalk.com Web sites will disclose your personal information, without notice, at our discretion if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on HOATalk.com or the site; (b) protect and defend the rights or property of HOATalk.com; and, (c) act under exigent circumstances to protect the personal safety of users of HOATalk.com, or the public.

NOTE: Any posts you make on HOATalk.com will display your username and the state you entered on your registration form. The username is built with your first name and last initial. This allows friendly conversation on the site by use of first name but protects the privacy of members by only using the last initial. Posts made to HOATalk.com are visible to HOATalk members and the general public, so they will appear in search engines. Please be aware of this and do not post private information on the site.

Use of Cookies

The HOATalk.com Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize HOATalk.com pages, or register with HOATalk.com site or services, a cookie helps HOATalk.com to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same HOATalk.com Web site, the information you previously provided can be retrieved, so you can easily use the HOATalk.com features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the HOATalk.com services or other Web sites you visit.

Security of your Personal Information

HOATalk.com uses commercially reasonable efforts to secure your personal information from unauthorized access, use or disclosure. However, no computer system is 100% secure.

Changes to this Statement

HOATalk.com will occasionally update this Statement of Privacy to reflect company and customer feedback. HOATalk.com encourages you to periodically review this Statement to be informed of how HOATalk.com is protecting your information.

Contact Information

HOATalk.com welcomes your comments regarding this Statement of Privacy. If you believe that HOATalk.com has not adhered to this Statement, please contact HOATalk.com using the public contact information posted in the contacts section of this site. We will use commercially reasonable efforts to promptly determine and remedy the problem.

Terms Of Use

Agreement Between User and HOATalk.com

The HOATalk.com Web Site is comprised of various Web pages operated by Community123, LLC. References to HOATalk.com or HOATalk in this document can be inferred to be referring to Community123, LLC.

The HOATalk.com Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the HOATalk.com Web Site constitutes your agreement to all such terms, conditions, and notices.

Modification of These Terms of Use

HOATalk.com reserves the right to change the terms, conditions, and notices under which the HOATalk.com Web Site is offered, including but not limited to the charges associated with the use of the HOATalk.com Web Site.

Links to Third Party Sites

The HOATalk.com Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of HOATalk.com and HOATalk.com is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. HOATalk.com is not responsible for webcasting or any other form of transmission received from any Linked Site. HOATalk.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by HOATalk.com of the site or any association with its operators.

No Unlawful or Prohibited Use

As a condition of your use of the HOATalk.com Web Site, you warrant to HOATalk.com that you will not use the HOATalk.com Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the HOATalk.com Web Site in any manner which could damage, disable, overburden, or impair the HOATalk.com Web Site or interfere with any other party's use and enjoyment of the HOATalk.com Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the HOATalk.com Web Sites.

Use of Communication Services

The HOATalk.com Web Site or its operators will occasionally send our members email to update them on forum discussions, provide information of interest or introduce them to offers from and information on our sponsors. Per our Privacy Policy, we do not share your email address with outside companies. By registering on and using this web site, you agree to receive these emails. You may unregister at any time, cancelling your account and removing yourself from our membership email list.

The HOATalk.com Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations.

HOATalk.com has no obligation to monitor the Communication Services. However, HOATalk.com reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. HOATalk.com reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

HOATalk.com reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in HOATalk.com's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. HOATalk.com does not control or endorse the content, messages or information found in any Communication Service and, therefore, HOATalk.com specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized HOATalk.com spokespersons, and their views do not necessarily reflect those of HOATalk.com or Community123, LLC.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

Materials Provided to HOATalk.com or Posted at Any HOATalk.com Web Site

HOATalk.com does not claim ownership of the materials you provide to HOATalk.com (including feedback and suggestions) or post, upload, input or submit to any HOATalk.com Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting HOATalk.com, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name and/or state of residence in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. HOATalk.com is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in HOATalk.com's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE HOATalk.com WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. HOATalk.com AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE HOATalk.com WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE HOATalk.com WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

HOATalk.com AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE HOATalk.com WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. HOATalk.com AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HOATalk.com AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE HOATalk.com WEB SITE, WITH THE DELAY OR INABILITY TO USE THE HOATalk.com WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE HOATalk.com WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE HOATalk.com WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF HOATalk.com OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE HOATalk.com WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE HOATalk.com WEB SITE.

SERVICE CONTACT: See Help or Contacts section of this web site.

Termination/Access Restriction

HOATalk.com reserves the right, in its sole discretion, to terminate your access to the HOATalk.com Web Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of North Carolina, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Mecklenburg County, N.C., U.S.A. in all disputes arising out of or relating to the use of the HOATalk.com Web Site.

Arbitration.

All disputes, controversies, and claims arising out of the terms, operation, or interpretation of this Agreement, or otherwise relating to or arising out of the relationship of the parties shall be resolved by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") then in effect. The proceedings shall be held in Charlotte, NC under the auspices of the AAA. Neither party shall sue the other where the basis of the suit is a disagreement arising directly under this Agreement except for (i) equitable relief including but not limited to infringement or misappropriation of proprietary rights, or (ii) enforcement of the arbitrator's decision in the event the other party is not performing in accordance with the arbitrator's decision. Any such suit is to be held in Charlotte, NC.

Other.

Use of the HOATalk.com Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and HOATalk.com as a result of this agreement or use of the HOATalk.com Web Site. HOATalk.com's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of HOATalk.com's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the HOATalk.com Web Site or information provided to or gathered by HOATalk.com with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and HOATalk.com with respect to the HOATalk.com Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and HOATalk.com with respect to the HOATalk.com Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

Copyright and Trademark Notices

Trademarks

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

Notices and Procedure for Making Claims of Copyright Infringement

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.

Legal Notices for Messages Posted on HOATalk

General Legal Notice: Messages are for informational purposes only, are not legal or any other professional advice and do not constitute an attorney-client relationship. Readers should not act upon this information without seeking professional counsel.
*HindmanSanchez Legal Notice: (For messages posted by HindmanSanchez) This message has been prepared by HindmanSanchez for informational purposes only and does not constitute legal advice. This information is not intended to create, and receipt of it does not constitute an attorney-client relationship. Members of HOATalk.com should not act on this information without seeking professional counsel. Please do not send us confidential information unless you speak with one of our attorneys and get authorization to send that information to us. If you wish to initiate possible representation, please contact an attorney in our firm. Our attorneys are licensed to practice law in the state of Colorado only.
Legal Notice For Messages Posted by Sponsoring Attorneys: This message has been prepared by the sponsoring attorney for informational purposes only and does not constitute legal advice. This information is not intended to create, and receipt of it does not constitute an attorney-client relationship. Readers of HOATalk.com should not act on this information without seeking professional counsel. Please do not send any sponsoring attorney confidential information unless you speak with the sponsoring attorney or an attorney from the sponsoring attorney’s firm and get authorization to send that information to them. If you wish to initiate possible representation, please contact an attorney in the firm of the sponsoring attorney. Sponsoring attorneys that post messages here are licensed to practice law in a specific state or states as indicated in their message signature or sponsor’s profile page. (NOTE: A ‘sponsoring attorney’ is an attorney that is a HOATalk.com official sponsor and is identified as such in the posted message or on our sponsor page.)

Privacy Policy & Terms Of Use